Total & Permanent Disability2024-10-14T14:50:19+00:00

TOTAL & PERMANENT DISABILITY

Every Move Matters

Personal Injury Lawyers Sunshine Coast

Results that are fair, through compassion & care

Total & Permanent Disability Claims

Helping to get you support for your long-term care and financial security.

Pursuing a Total & Permanent Disability (TPD) claim is often a result of profound and life-changing circumstances. Such an injury or illness can drastically alter your daily life, affecting your ability to work and participate in activities you once enjoyed. The impact can be overwhelming, leading to emotional distress, ongoing physical care, and significant financial challenges.

At Axia Litigation Lawyers, we are here to offer compassionate support and expert guidance through this complex process. We understand that some circumstances may require ongoing support and financial security for your future.

Contact us: Monday to Friday : 8:30 am – 5 pm

07 5370 2900

TPD Claims - Axia Litigation Lawyers

Results that are fair, through compassion & care

Total & Permanent Disability Claims

Helping to get you support for your long-term care and financial security.

Pursuing a Total & Permanent Disability (TPD) claim is often a result of profound and life-changing circumstances. Such an injury or illness can drastically alter your daily life, affecting your ability to work and participate in activities you once enjoyed. The impact can be overwhelming, leading to emotional distress, ongoing physical care, and significant financial challenges.

At Axia Litigation Lawyers, we are here to offer compassionate support and expert guidance through this complex process. We understand that some circumstances may require ongoing support and financial security for your future.

Contact us: Monday to Friday : 8:30 am – 5 pm

07 5370 2900

TPD Claims - Axia Litigation Lawyers

results That Are Fair Through Compassion & Care

The Support You Need
no win | no fee

At Axia Litigation Lawyers, your well-being is our top priority. We understand that pursuing a Total & Permanent Disability (TPD) claim is not just about financial compensation, it’s about securing the support you need for the challenges ahead. We recognise the emotional and physical difficulties you may be facing, and we partner with you to strive for the ongoing care and support necessary to navigate this complex journey.

Every – Move – Matters

Axia’s 6 steps
How claims are managed

At Axia Litigation Lawyers, we believe in making the legal process as straightforward as possible for our clients. Our “No Win | No Fee” approach ensures that you can pursue your claim without financial stress. We’ve developed a simple 6-step process to guide you through how we manage your claim, from the initial consultation to receiving your settlement. Our team is dedicated to keeping you informed every step of the way, so you understand exactly how your claim progresses and what to expect.

Request an obligation free case review

The first step is simple, request an obligation free case review. Once you reach out, our team will arrange a meeting with one of our expert personal injury lawyers.

Consultation with Personal Injury Lawyer

During this meeting, we’ll listen to the details of your specific case. During this meeting we will discuss the exactly how your injury occurred, your injuries, and your losses. Rest assured, this case review comes with no upfront costs or obligations, ensuring you receive the advice you need without any commitment.

STEP 1

Evidence Gathering

During this time, we’ll start gathering evidence to support your claim, including details on your loss of income, work history, treatment needs, and out-of-pocket expenses.

Building a Case File

Concurrently, our personal injury team will be diligently working on building your case file and completing all the necessary paperwork to ensure the smooth progress of your claim. This comprehensive approach helps in effectively managing your case and preparing for the next steps in the process.

STEP 2

Lodging Your TPD Claim

Next, we will submit your claim to both the super fund and the insurance company. We will make sure we include a detailed letter clarifying why your claim should be approved.

STEP 3

Following Up With The Insurance Company For An Outcome

After submitting your TPD claim, we will follow up with both the super fund and the insurer for a decision. Our intention at this point is to seek to avoid unnecessary delays.

Did you know?

Over 99% of claims in Queensland settle out of court.

This high settlement rate underscores the effectiveness of negotiation and mediation in reaching fair and timely resolutions for most claims. By resolving claims outside of court, parties can avoid the complexities and expenses associated with litigation, ensuring a more efficient and streamlined process for achieving compensation.

STEP 4

Disputing a rejected claim

Data from the Australian Prudential Regulation Authority (APRA) , reveals that roughly 20% of TPD claims are denied each year in Australia. If you find yourself in this situation, don’t worry – there are options for appealing rejected claims. Our experienced team at Axia Litigation Lawyers will guide you and assist to have negative outcomes overturned.

STEP 5

Receiving Your TPD Payout

Approved TPD insurance claims result in a one-time lump sum payment that can assist you with medical expenses and living costs. Typically, these funds are deposited into your superannuation account to be withdrawn.

STEP 6

Every – Move – Matters

How Axia Can Help With Your Total & Permanent Disability Claim

At Axia Litigation Lawyers, we understand how devastating an illness or injury can be, not only to your ability to work but to your overall quality of life and the wellbeing of your loved ones. The financial strain, along with the need for ongoing medical care and support, can feel overwhelming. Our experienced team is here to guide you through the complexities of your Total & Permanent Disability (TPD) claim and help you secure the compensation you need. Our services encompass the following areas:

  • Obligation Free Case Evaluation:

  • Specialised TPD Legal Advice

  • Representation

  • Medical and Specialist Coordination

  • Transparent Cost For TPD Claims

  • Rehabilitation & Care Support

  • Negotiation and Settlement

  • Litigation

We offer a no-obligation evaluation to assess the viability of your total and permanent disability (TPD) claim by reviewing evidence, medical assessments, and the impact of your disability. This includes examining medical reports to fully inform you about your legal standing and potential long-term compensation and support. Our evaluation helps you make informed decisions about your future without any immediate commitment.

Our team will provide you with specialised legal advice tailored to the unique aspects of your TPD claim. We will outline your potential entitlements to ongoing support and compensation, guiding you through the complex legal landscape of TPD claims under Queensland law. Our advice aims to secure the comprehensive support necessary due to the enduring nature of your injuries.

As your legal representative in a TPD claim, Axia Litigation Lawyers will handle all interactions with insurers, superannuation funds, and other relevant parties. We are dedicated to advocating for your needs to ensure that you receive the necessary support and compensation to manage your permanent disability.

In advancing your TPD claim, we will collaborate with medical professionals and disability specialists to compile a solid evidentiary foundation that highlights the profound impact of your disability. Our goal is to secure the ongoing support you require, backed by compelling medical evidence.

We provide clear and transparent cost advice for pursuing your TPD claim, detailing our fees and any additional expenses. With our no win, no fee arrangement, you only pay our fees if your claim is successful, alleviating financial strain during your recovery and the claim process. This transparency ensures you proceed with your claim fully informed of the financial implications.

At Axia Litigation Lawyers, we understand that ongoing care and support are crucial for those making a TPD claim. We work to have insurers cover the costs of your care and support during the claim process, so you can focus on adjusting to life with your disability without the added financial burden. This way, you can concentrate on your well-being while we handle the legal details of your claim.

Our experienced negotiators will endeavour to secure a just and comprehensive settlement for your TPD claim, engaging in discussions to efficiently resolve your matter and avoid the stress of protracted legal action. We focus on obtaining the ongoing support and compensation you need due to the permanent nature of your injuries.

Axia Litigation Lawyers has a leading litigation division specialising in bringing cases in courts across Australia. If a fair settlement cannot be reached through negotiation, we are prepared to advance your claim with the utmost precision and dedication. Our team is well-versed in handling complex litigation and will work tirelessly to secure the support and compensation you deserve.
Comprehensive TPD Claim Evaluation
We offer a no-obligation evaluation to assess the viability of your total and permanent disability (TPD) claim by reviewing evidence, medical assessments, and the impact of your disability. This includes examining medical reports to fully inform you about your legal standing and potential long-term compensation and support. Our evaluation helps you make informed decisions about your future without any immediate commitment.
Specialised TPD Legal Advice
Our team will provide you with specialised legal advice tailored to the unique aspects of your TPD claim. We will outline your potential entitlements to ongoing support and compensation, guiding you through the complex legal landscape of TPD claims under Queensland law. Our advice aims to secure the comprehensive support necessary due to the enduring nature of your injuries.
Representation
As your legal representative in a TPD claim, Axia Litigation Lawyers will handle all interactions with insurers, superannuation funds, and other relevant parties. We are dedicated to advocating for your needs to ensure that you receive the necessary support and compensation to manage your permanent disability.
Medical and Specialist Coordination
In advancing your TPD claim, we will collaborate with medical professionals and disability specialists to compile a solid evidentiary foundation that highlights the profound impact of your disability. Our goal is to secure the ongoing support you require, backed by compelling medical evidence.
Transparent Costs for TPD Claims
We provide clear and transparent cost advice for pursuing your TPD claim, detailing our fees and any additional expenses. With our no win, no fee arrangement, you only pay our fees if your claim is successful, alleviating financial strain during your recovery and the claim process. This transparency ensures you proceed with your claim fully informed of the financial implications.
Rehabilitation & Care Support
At Axia Litigation Lawyers, we understand that ongoing care and support are crucial for those making a TPD claim. We work to have insurers cover the costs of your care and support during the claim process, so you can focus on adjusting to life with your disability without the added financial burden. This way, you can concentrate on your well-being while we handle the legal details of your claim.
Negotiation and Settlement
Our experienced negotiators will endeavour to secure a just and comprehensive settlement for your TPD claim, engaging in discussions to efficiently resolve your matter and avoid the stress of protracted legal action. We focus on obtaining the ongoing support and compensation you need due to the permanent nature of your injuries.
Litigation
Axia Litigation Lawyers has a leading litigation division specialising in bringing cases in courts across Australia. If a fair settlement cannot be reached through negotiation, we are prepared to advance your claim with the utmost precision and dedication. Our team is well-versed in handling complex litigation and will work tirelessly to secure the support and compensation you deserve.

Frequently Asked Question About Total & Permanent Disability ClaimsClaims

A TPD claim is a request for a payout from an insurance policy or superannuation fund when an individual is unable to work due to a total and permanent disability. This type of claim is designed to provide financial support to those who can no longer engage in employment due to a debilitating condition.

To qualify for a TPD claim, the individual must meet the specific criteria outlined in their insurance policy or superannuation fund. Generally, this includes being unable to work in their usual occupation or any occupation for which they are reasonably suited by education, training, or experience.

To lodge a Total & Permanent Disability (TPD) claim, you must complete the necessary claim forms provided by your insurer or superannuation fund. This process typically involves submitting detailed medical evidence, including reports from your treating doctors, and you may also be required to undergo an independent medical examination.

Given the complexity and significance of TPD claims, it is highly recommended to engage an experienced personal injury lawyer to assist with your claim. An expert lawyer can guide you through each step of the process, ensure that all required documentation is accurately completed and submitted, and advocate on your behalf to maximize your chances of a successful outcome. Their expertise will help navigate the intricacies of the claims process and provide you with the best possible support during this challenging time.

The processing time for a Total & Permanent Disability (TPD) claim can vary significantly, depending on the complexity of your case and the responsiveness of the parties involved. Generally, it can take several months to over a year for a claim to be assessed and finalized.

Given the potentially lengthy duration of this process, it is crucial to have an experienced personal injury lawyer on your side. A skilled lawyer can not only assist with lodging and managing your claim but also ensure that you receive the care and financial support you need while your claim is being processed. They can help you navigate the complexities of the system, advocate for your needs, and provide ongoing support to help you through this challenging time. Having expert legal representation can make a significant difference in achieving a favorable outcome and securing the necessary resources for your well-being.

Yes, if your TPD claim is denied, you have the right to appeal the decision. You can request a review from the insurer or superannuation fund, and if necessary, escalate the matter to the Australian Financial Complaints Authority (AFCA).

 

When dealing with a TPD claim it is highly advisable to seek legal advice.

Yes, there are time limits for lodging a TPD claim, which can vary depending on the terms of your insurance policy or superannuation fund. It is crucial to review your policy documents and seek legal advice to ensure you lodge your claim within the applicable timeframe.

 

When dealing with a TPD claim it is highly advisable to seek legal advice.

If your TPD claim is partially accepted, you may receive a proportionate payout based on your level of disability and the terms of your policy. It is advisable to review the decision carefully and to discuss this with your lawyer seeking their expert legal advice if you believe the assessment is not accurate.

This depends on the specific terms of your insurance policy or superannuation fund. Some policies may allow for partial payouts if you can work in a reduced capacity, while others may require you to be completely unable to work in any capacity.

It is always advisable to seek legal advice to ensure your decisions are informed.

While it is not mandatory to have a lawyer for your Total & Permanent Disability (TPD) claim, engaging one who specializes in TPD claims can be highly advantageous. An experienced lawyer can help you navigate the complexities of the claims process, ensure that all documentation is accurately completed and submitted, and advocate on your behalf if your claim is denied or partially accepted.

Furthermore, a lawyer with expertise in this area will understand the appropriate amounts of compensation and support you should be offered based on your specific situation. They can ensure that you receive the full extent of benefits and resources necessary for your care and financial stability, providing you with invaluable guidance and support throughout the entire process.

If your TPD claim is unreasonably delayed, you may have grounds to lodge a complaint with the Australian Financial Complaints Authority (AFCA) or take legal action. It is advisable to seek legal advice to explore your options and ensure your rights are protected.

These FAQs offer a basic overview of Total & Permanent Disability (TPD) claims under Queensland law. For tailored advice and expert assistance with your TPD claim, it is highly recommended to consult with one of our legal professionals who specialises in this area.

Every Move Matters

Over 75 Years of Combined Experience

Meet Our Expert Team

Axia Litigation Lawyers provide exceptional service and peace of mind for their clients. Based on the Sunshine Coast, Queensland, the Axia team services clients throughout Australia and abroad.

Adam Brown Managing Director, Axia Litigation Lawyers
Adam Brown

Managing Director

Adam is the founder and Managing Director of Axia Litigation Lawyers. Having worked in Litigation and Dispute Resolution for over…..

Deneil Brown, Chief Operating Officer, Axia Litigation Lawyers
Deneil Brown

Chief Operating Officer

Deneil has been immersed in the legal industry for over 25 years and has vast experience across practice management, accounts and paralegal…

Blayde Hemmings, Principle - Personal Injury Division, Axia Litigation Lawyers
Blayde Hemmings

Principal (Personal Injury)

As the Principal of Axia Litigation Lawyers’ Personal Injury Division, Blayde Hemmings brings over a decade of dedicated….

Nakita Brown, Senior Associate, Axia Litigation Lawyers
Nakita Brown

Senior Associate

Nakita is an experienced commercial litigation lawyer, bringing over ten years of legal knowledge to the table. She spent her early career…

Shane Ulyatt, Senior Associate, Axia Litigation Lawyers
Shane Ulyatt

Senior Associate

With a specialised focus on civil and commercial litigation and dispute resolution, Shane expertly handles a broad spectrum of legal matters…

Adam Brown
Adam Brown
Managing Director

Adam is the founder and Managing Director of Axia Litigation Lawyers. Having worked in Litigation…..

Deneil Brown
Deneil Brown
Chief Operating Officer

Deneil has been immersed in the legal industry for over 25 years and has vast experience across…

Blayde Hemmings
Blayde Hemmings
Principal (Personal Injury)

As the Principal of Axia Litigation Lawyers’ Personal Injury Division, Blayde…

Nakita Brown
Nakita Brown
Senior Associate

Nakita is an experienced commercial litigation lawyer, bringing over ten years of legal knowledge…

Shane Ulyatt
Shane Ulyatt
Senior Associate

With a specialised focus on civil and commercial litigation and dispute resolution, Shane expertly…

Every – Move – Matters

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